Federal Financial Aid Resources
Filling out the FAFSA: This Department of Education-published guide to the Free Application for Federal Student Aid (FAFSA) takes applicants step-by-step through each FAFSA question.NSLDS: Students can access their federal loan and Pell Grant history on this Department of Education website. Log in with your FAFSA PIN to view your detailed loan history, repayment status, outstanding balances, and contact information for your lenders/servicers.
Student Aid on the Web: The U.S. Department of Education's Official guide to Federal Student Aid programs, including grants, loans, and work-study.
General Financial Aid Resources
Financial Aid Glossary: Learn the meaning of all those Financial Aid-related abbreviations!
Finaid.org: A plain-language guide to all types of financial aid, including loans and private scholarships. Includes a collection of calculators for estimating college costs, selecting the best loan, and calculating financial aid needs.
BigFuture | College Board This site, maintained by one of the biggest names in college planning, offers a wealth of information on applying for aid, paying your bill, and finding scholarships. Unique features include "Financial Aid Myths," "EFC: FAQs" and an easy-to-use EFC calculator.
Budgeting, Money Management, and Credit
Mint This powerful, free personal finance tool (lauded by Kiplinger and Money magazine) can help you create a budget and track your spending. Sign up to be alerted when your bills are due or if you have exceeded your budget.
Motley Fool Offers hundreds of straightforward, humorous articles about personal finance, stocks, and investing. Includes an extensive collection of "Foolish Calculators" and a "60-Second Guide to College Savings."
The National Foundation for Credit Counseling is the nation’s largest and longest serving national nonprofit credit counseling network. NFCC also offers a website, DebtAdvice.org which helps consumers understand the wise use of credit and locate a counselor if they need assistance.
AnnualCreditReport.com allows you to request a free credit report once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. Help build a solid credit history by repaying debt on time and checking your credit report regularly for innacuracies and fraudulent activity.
Quizzle.com provides a free credit report from Experian, a credit score ("CE Score") from CE Analytics, and useful credit/money-related advice. Registered users can order a new free credit report and score every 6 months, and are not asked to provide their Social Security Number or credit card information.
The FICO Score Estimator at Bankrate.com provides a FICO score range. The tool asks 10 questions about your credit situation to come up with a score range, and doesn't require any identifying information.
SmartyPig is a free, Web-based savings program designed to help members save for specific goals.
CashCourse offers a free, online financial education courses and other money management resources. The National Endowment for Financial Education designed the courses specifically with college students in mind.
IBRInfo Learn about Income Based Repayment (IBR), the new payment option for federal student loans, which helps borrowers keep their loan payments affordable with payment caps based on income and family size. Includes an IBR calculator to help determine if you qualify.
Loan Repayment Plans Get to know your student loan repayment options.
Loan Deferment/Forbearance Having trouble making your loan payments? Contact your loan servicer or lender, as you might be eligible for one of these forms of repayment relief.
Loan Forgiveness (i.e. Cancellation or Discharge) In certain cases, you may be eligible to have some or all of your student loans cancelled (forgiven/discharged). Read about your loan cancellation provisions here.
Public Service Loan Forgiveness Do you work in public service? You may be able to have your student loans forgiven (a.k.a. cancelled or discharged) under this new program. This site explains how, when, and why.
Student Loan Borrower Assistance FAQs This consumer advocacy website includes an extensive Frequently Asked Questions section which addresses topics ranging from student loan basics to default, bankruptcy, and loan cancellation/forgiveness.